Independent Financial Adviser in Northern Ireland

It means I'm not tied to any bank, lender or insurer. I can look at products from across the market and recommend whatever genuinely suits you, rather than choosing from one company's range.

The first chat is free and there's no obligation. If you'd like full advice, I'll explain exactly what it costs before anything goes ahead. Depending on what you need, I may be paid by a fee, by commission from the provider, or a combination, and you'll have it confirmed in writing before you decide.

Yes. I'm based in Newtownabbey and meet people across Northern Ireland at home, at work or somewhere local. Online meetings are available too if that's easier.

“It's free? Aye, dead on. What's the catch?”

It's usually the first thing people ask when I tell them my financial wellbeing sessions are free for both the business and its employees.

Here's how it works.

I partner with local employers to run financial education sessions two or three times a year, combining group workshops with confidential one-to-ones.

We cover everything from pensions, mortgages and wills to insurance and investing.

More than 75% of the employees I speak to just want a few questions answered or some general guidance. That's exactly what these sessions are designed for.

I build long-term relationships with employers, supporting everyone from the shop floor to the boardroom.

Over time, some employees choose to take personalised advice on their mortgage, life insurance or pension. That's how I earn an income.

Any costs are explained upfront, and there's never any obligation to proceed.

Financial education for the majority. Financial advice for a few.

So, what's the catch?

An hour of your time and a group of employees.

We start with one session. If you think it's worthwhile, we can look at doing more.

No cost. No commitment.

I deliver on-site workshops for employers across Northern Ireland. Online workshops are also available across the UK.

Sessions can cover mortgages, pensions and retirement planning, protection planning, investing, inheritance tax and wills and estate planning.

Yes. After the workshop, anyone can book a confidential one-to-one to talk through their own situation. They can get their questions answered, receive general guidance or take full independent financial advice. Nothing discussed is shared with the employer.